Here is another low life deabeat waiting for the statute of limitations run out

http://beforeandafterbankruptcy.com

Get a job you low life scum bag and pay your bills

JustMe
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Join Date: Sep 2006
Posts: 29
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It is virtually impossible these days to hide in this manner. Everything you do, from ordering a pizza delivery, having a phone or cell phone, having utilities turned on, having a job, or having any credit at all leaves a trail.

Quote:
each time the debt is sold, you gain a new negative account on your files.
I'm sorry, but that just isn't correct. Once a collection agency sells the debt to another CA or junk debt buyer, they have to remove themselves from your credit reports. They are no longer the owners of the debt, they no longer have any permissable purpose to even look at your files. There should only ever be at most 2 entries for a single debt on your credit file - the ORIGINAL creditor, and the CURRENT collection agency. Since a collection cannot outlive the obsolescence of the ORIGINAL debt, when the original debt drops off your credit reports after 7-1/2 years, so must ALL collections. If a collection is still on your reports but the original is not, then the collector has illegally re-aged the debt to keep it on your reports and you can dispute it off as obsolete.

You MIGHT be able to lay low long enough for the Statute of Limitations (SOL) in your state to expire. While the expired SOL is NOT a bar to being sued (except in CA and WI), it is an absolute affirmative defense if you are sued to get the case thrown out of court. SOL's vary by state. Some are as long as 15 years (OH), and others are as short as 3 (SC, NC, NH and a few others).

Whether or not you get sued depends on many factors - who the creditor/collection agency is - some are more aggressive than others; the amount you owe - larger amounts are more likely to wind up in a lawsuit; assets you have - if you have a home you are a prime target. If you have a job they know they can get your wages (except in TX, PA, NC & SC). If you have no job and no assets, they may never sue.

Sooo.. there are a lot of factors to consider if you decide to try to dodge.