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austin
Junior Member

Join Date: Aug 2006
Posts: 1
austin is on a distinguished road

Default What do I do with a Aggressive Collection Agency
I was contacted mid July about a CC account by a collection agency that is very aggressive. This agency has several complaints against them for extreme collection methods. They called me before I even received a letter stating they had the account and demanded payment in full within 24 hours. They stated that they were collecting asset information to recommend a law suit, including liens against my property. When I informed them that there was no way to pay the amount in full but I would be willing to work out some payment arrangement they said no arrangements would be made. They also said that if I did not pay in 24 hours the debt would escalate from $3000 to over $7000.

Can they place a lien against my home? Can they refuse any attempts to make reasonable repayment on the debt? Please help - very scared!
Thanks,
austin